Cost of Living in New York
I'm seeing here that Tilda is asking what is the cost of living like in New York? Kaye, describe but if you could give us an overview of your apartments and a range of what somebody would pay for it.
Okay, so initially when I get to New York, I'm sponsored by our hospital. So we have, so either you go into hospital subsidized housing, or you go with your own private so for me, when I got there, initially, I had our subsidized housing, which is a very good deal and you will not find it anywhere. So it was a dormitory base, they house all the EMS. The first floor is where the EMS Fire Department and then the second was towards upper will be like your resident doctors and your nurses. So it was a very good government subsidization housing, so you only paid 300 for a dorm. Okay, people this idea of high no, right. So again, we didn't get upset, they raised it up, they put it to 500 a month it's, again, it's a government subsidized housing that was provided to government employees. And a lot of actually hospital government hospitals, if you work with them, they will provide some of that benefit. Going outside that I started learning the real deal of Manhattan after not paying $500 a month free utilities included. So it was now a studio apartment now in Manhattan, a studio apartment, by yourself alone with a kitchen there without even the washer and the dryer with it, you have to go to a public laundry. So you're looking around 1600 for a studio in Manhattan, that when you go outside Manhattan is going to be cheaper Queens will be a better choice, Bronx, if they're Brooklyn, if they're on the on the bottom, and you have New Jersey on the opposite side of the bridge, which is us a lot of people also live in New Jersey, they just have to cross the bridge. But again, when you do that, you have to compete, you really have to run your numbers. So it might be beneficial if you're by yourself, to have kids and you might want to go outside Manhattan because it gets very expensive and you will need like public transportation or private transportation. For single again, you're looking around 1600 for a studio apartment going down. If you want to look more luxury with the bed with a washer inside washer, when I say washer, those are your laundry machines that are inside. It's luxury when you have laundry machine inside your apartment, laundry machine and dishwasher in New York City, that's luxury already, we barely get a laundry inside our apartment. So you will look be looking around $2,000 a month for a studio with laundry machine inside. Otherwise, you will have to use your coins on your on your machine wash your laundry. That's one thing that's the inconvenience of living in New York City, but other people who live who work inside New York City and live like just across you know across the bridge, which is the jersey, they pay also tolls which is also expensive. So there is like kind of equivalent, kind of equal equal when you live outside and inside Manhattan.
And that's inside Manhattan Rommel you live right outside of Manhattan. What is it like for a one bedroom there?
But that's very thorough what she just described. So I think I'm cheap I live in the suburb and I decided that way make that's why because I never left flushing, because I'm enjoying the cheap accommodation. So I stayed with a few friends in a 19 40s house so we share all the expenses. And I'm just saying at that time in 2000 it was just paying $500 for my room. All expenses included, including electricity, water, etc. And there is somebody's preparing the food for us so I think that's cheap. It went up to 600 to 700 800 up until last year it's now at 800 but that's still cheap. And you can you can find that anywhere in New York unless you're in a group of friends, so I think that's the tip. The tip if you have friends or you can look for friends, you can share an appointment, you can share a house that live your life is going to be cheaper. We don't go to bars, we have we prepare on drinks and Fridays and Saturdays, we cook our own food would. So it's a bit cheaper in terms of, of commuting we have the weekly and the monthly unlimited ride MGA's. So I think the the bus is at 130 540-ish a month I think for weekly that's I'm not pretty sure now because I'm doing the monthly.
So the monthly is less expensive It's a better deal than the daily or the week.
Correct, and the company I'm working on, they're offering the flex something like a flex benefit, if you can pay for your money. It's not taxed, but you have to declare ahead of time, they're gonna give you an MTA card and passed.
And an MTA card for everybody that's watching the transit card in New York.
Correct, my friends bought their own car, because they're working super remotely. I think they're paying for 200 a month, if not 300, but it really depends on the insurance. If you're a new driver, I think insurance can easily go up to 100 or 200 a month.
Yeah, I want to add there when I was a new nurse in New York City, I started doing travel nursing and my second year third year, and I was coded as a new driver for $300 a month for insurance. And my car my actual car was just a sedan, Hyundai Elantra, it's cheap car it's a cheap from A to V. It was my my Hyundai Elantra was less than $300. But my insurance was $300 because I was a new driver and the location they actually base it from the location. But I want to add there since I was working for a government company government hospital. So they provided us with Geico, Geico means Geico is one of the top insurance here in the US. It means government employees Employee Insurance Company for when I learned that trick they gave me from $300 to $180 per month. It's still high, but it's a better that's my one trick there.
Absolutely and G and G had nickname yeah I'm sorry if I'm mispronouncing that there was actually asking what does a starter monthly budget or expenses look like. So we're actually talking about that so we got the insurance you got the mass transit car, but we have the car we have the gas as well.